Who is NOT impacted?

WEB CLOCK: Those using the WEB CLOCK (.clock) web addresses will NOT have to do anything different until the next time they attempt to login to their personal system account. If they login to their account, they'll be forced to change their password, and setup their multi-factor authentication (the new password will work for both: subsequent use of web clock and login, just like their old password did).

PHYSICAL TIME CLOCK: Those using a PHYSICAL TIME CLOCK mounted on a wall will NOT be impacted until the next time they attempt to login to their personal system account.

MOBILE APPLICATION: Those using the MOBILE APPLICATION WILL be forced to change their password to the new requirements noted above and that is all. At this time there is no multi-factor authentication requirement on the mobile application (Android and iPhone devices).